Welcome to My Finance Journal
We help you increase your awareness on Personal Finance Matters. There are a series of blogs, tools, workbooks and tips to get better control of your finances.
Managing
Managing your own money and making it work for you is as important, if not more, as earning money.
We all need money to live a financially comfortable life. We end up under considerable financial strain at different points of our lives. There are a few external factors beyond our control that would put us in such a situation. But for most part there are a few options that choose and gain better prudence. This will help avoid or reduce the impact of external factors.
We all work for earning money to maintain a specific lifestyle, but we do not make money work for us. If you are in your 30s or 40s and your “money is not working for you” or you are concerned that you would not have enough money after retirement to take you through your second phase of your life, then you need to relook at your financial habits and take corrective actions to start protecting and
growing your prime asset
– your finances.
The series of topics and thoughts is an attempt to help you be more aware of your finances and take better control of your money.
Who Will Benefit Most
The blogs on this website will be very useful for individuals that earn between $80,000 and $300,000 annual family income in USA. A typical audience would have a small family to sustain and a financial management mindset. Few ideas/ concepts are specifically targeted for first generation migrants to the US and have either a work visa or green card.
I have not provided suggestions on how to exponentially grow your money. I believe in investments and not in gambling.
If you are seeking an inorganic growth you can go to Las Vegas or invest relentlessly in the stock exchange and make a fortune (or lose it). There are several tools, websites that will guide you.
