Impact of Home Purchase on Future Expenses
This blog will be useful for first time home buyers and long-time renters.I recommend those in he age bracket of 25-30 years that are staying with your parents/ guardians to…
Posted inAlternate Investments Investments
Should I Invest in Emerging Markets?
Investments in Emerging Markets has been on attractive investment avenue for several years. Emerging markets provide an opportunity for faster growth of your portfolio. BRIC report published by Goldman Sachs…
Posted inAlternate Investments Investments
Taxes & Fees: The Silent Killers of Return on Investments
Just like anything else that includes money, the money managers and governments bodies would like to get some portion of the share of your profits. Over the years and geographies,…
Investment Considerations (When? Where? Why? How? How Often?)
Investments are essential part of our Financial Strategy. They help us save for the future and also provide a decent growth of our monies over a period of time. Prudent…
Asset Classes for Mutual Funds
Shares are a great way to invest and will provide in some cases "abnormal returns" over short to medium time periods. They also carry market risk as they can wash…
Posted inAlternate Investments Investments
Home as an Investment Property
Just like other assets (bonds, stocks, mutual funds), home can also be used a potential avenue for investments. We need to be aware of Investment Rule 1: Do not use…
Posted inAlternate Investments Expenses Investments Savings
Should I Rent or Buy a Home
Staying in your own dwelling is always a nice thing to do once you are settled from a personal milestone perspective. You need to do a thorough financial evaluation on…
Posted inAlternate Investments Cash Flow Expenses Savings
How to Reduce overall Mortgage Cost
Balance Transfer Cards If you shop around, you will usually come across companies providing you balance transfer cards that will have a $0 transfer fees and 0% interest for 18…
Posted inAlternate Investments Investments
Individual-controlled Retirement Schemes
The other avenue I was referring in the earlier section where you would have more control over your investments are the IRA schemes which you can purchase any time during…
Posted inAlternate Investments Investments
Comparing 401K and Equity Investment
Assumptions: Annual contributions are $18,000 each year (these contributions increase slightly).Money is invested in the same portfolio through 401K and Investments.Returns are based on the actual past 15 year returns…
Posted inAlternate Investments Investments
Special Purpose Investments
I had briefly covered special purpose investments as an objective earlier. I will detail out the products available and their relative benefits and disadvantages in this section. As the name…